Tailored borrowing plans
We layer deposit alternatives, product mix, and offset strategies into a clear pathway.
Home Loans
Own your next home with certainty
Open Mortgage combines local expertise with broad lender access to match you with the loan that fits your goals.
We build plans that move you forward
Every application is unique, so we tailor the strategy and paperwork to your timeline.
Strategic lender matching
We negotiate with our panel of banks and non-bank lenders to balance rates, fees, and flexibility.
Holistic support
From valuation to settlement, we keep you informed and advocate for your approval.
How we guide every home loan
You stay in control while we manage the details, paperwork, and lender relationships.
01
Search & Shortlist
Discover us through our website and social media. Access blog posts, articles, and resources with valuable mortgage insights. We update interest rates weekly, allowing you to search and shortlist home loans.
02
Expert Consultation
Reach out for personalised advice and answers to your questions. Schedule a meeting with one of our experienced brokers to discuss your financial needs and goals.
03
Application
Ready to proceed? Complete and submit your application online. We'll handle all the paperwork for you.
04
Tracking & Updating
Stay informed with regular updates about your application status. We'll manage correspondence with the lender and keep you updated throughout the process.
05
Closing
We'll prepare all the necessary documents for you to review and sign. Receive your loan funds and complete your mortgage transaction smoothly.
06
Post-Closing
Our support continues even after closing. We offer ongoing assistance with tax, accounting, and insurance, and help you explore refinancing options or additional financial services as your needs evolve.
Solutions for every borrower
Pick the pathway that matches your story. We simplify the options and highlight what matters.
Explore the full range of home loan products or reach out for a tailored recommendation.
Category
Investors
Investment loan
Rent out your property and benefit from Australia's strong long-term real estate performance.
Self-managed super fund (SMSF) home loan
Use retirement savings to invest in property with potential tax advantages.
Category
Home Owners
Refinancing home loan
Pay out your current loan and restart with a better rate or lender.
Line of credit home loan
Access your equity via a credit line repaid either interest-only or principal & interest.
Bridging home loan
Finance a new purchase while you wait to sell your existing home; usually up to six months.
Reverse mortgage
Retirees and pensioners can access cash while keeping their home by using it as security.
One conversation, countless possibilities
Ready to build your mortgage story?
Book a call with our brokers or send us your property notes and we’ll deliver a straight path forward.
Schedule a consultation